stock secured loan financing stock loans

 

I n t e l l i g e n t   A l t e r n a t i v e s

 

Margin Loan or HedgeLoan®

While it is true that a margin loan might be the right cash liquidity choice for many stock owners, a standard brokerage margin loan will not meet the needs of everyone. For these stock owners, HedgeLoan can serve as a feature-rich alternative to traditional margin-based lending.
 

Typical Margin Loan

 

HedgeLoan®
  • 50% loan-to-value
  • Margin/house calls require borrower to cover shortfalls with additional cash or stocks
  • Recourse loan. Lender can demand not only stocks, but additional assets in the event of unpaid shortfall or nonpayment.
  • Default freely reportable to credit bureaus, especially if the loan is not repaid.
  • Client cash tied usually to one brokerage account unless sold.
  • Cash available usually only from selling stocks outright from account.
  • Regular account statements.
  • Must apply to qualify for margin account; often minimum balance.
  
  • Up to 90% loan-to-value
  • No-margin-call options available. Hedged (risk reduced) portfolio model makes calls redundant
  • Nonrecourse loan. Client can freely default at any time, forfeiting only stocks, even if stocks are worthless. Client always keeps cash, regardless.
  • Nonrecourse freedom means default never reported to credit agencies. Default is a borrower's right.
  • Loan cash available for any legal purpose*; not tied to account.
  • Cash loan means direct cash in hand, typically within days.
  • Regular account statements.
  • No qualifying required. Your stocks are your passport to a HedgeLoan.
 
 
 
 
 
 
 
 
 

 

  

nonrecourse stock loans Call me Traci Gregory 770.333.4404,
Authorized HedgeLender Agent

or nonrecourse stock loans send me an email - traci@tracigregory.com
 
Copyright © 2008, HedgeLender LLC . All rights reserved.
2 Penn Center Plaza Suite 200 Philadelphia, PA 19102
Accredited Member Better Business Bureau
Licensed as loan broker under the California Finance Lender authority.


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Pallas Financier.Com and StockLoansBlog.Com are intellectual properties owned and operated by Traci Gregory
Notice: The information contained within this site is for informational purposes only and does not constitute legal,
tax or investment advise. You are encouraged to seek advice from those licensed professionals on those subject matters.
 

*Please read the full Disclaimer for definition of "HedgeLoan Certified". Does not imply third-party certification of any kind. Nothing in this page or in any communications with HedgeLender staff or associates should be construed as legal, tax, or investment advice. Please consult a licensed professional in your state or residence for advice on these matters. HedgeLender LLC is a loan brokerage and does not hold, trade, or manage stocks directly. The HedgeLoan nonrecourse stock loan program is not available in Saskatchewan, Canada or in any state or country where structures of this type are prohibited. For more information on HedgeLoan stock loans, licensure, references, funds management, due diligence assistance, stock-secured loan management, nonrecourse stock loan default scenarios, stock lending structures, or any other questions related to the HedgeLoan certification (approval) or application process for our HedgeLoan nonrecourse stock loans, please contact us by e-mail. All users of this website are presumed to have read the full Disclaimer by virtue of their use of this website and agree to hold harmless HedgeLender, its staff and associates for any misrepresentations, statements, or actions carried out without HedgeLender's knowledge or control.