disclaimer and privacy policy 

Disclaimer
Privacy Policy

Disclaimer

Please read these terms, conditions and disclaimers carefully. By accessing this web site, you agree to be bound by all of these terms and conditions.

Use of this Web Site
Although this site is intended to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. The products, services, and any other information described on this site may change at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it. Decisions based on information contained in this site are your sole responsibility. You should contact Georgia Mortgage Money.Com for additional information.

This site is controlled and monitored from the United States of America and no representation is made that materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with applicable local laws.

All of the information on this web site, including all images, is copyrighted material of Georgia Mortgage Money.Com or its parent, subsidiary or affiliate entities, except as otherwise indicated. You may not copy, download, republish, distribute or reproduce any of the information contained on this web site in any form without the prior consent of InterFirst unless otherwise indicated.

Links to this site are not permitted without the prior consent of Georgia Mortgage Money.Com.

Products and Services
The products and services referred to in this web site are offered by or through Georgia Mortgage Money.Com or its parent, subsidiary or affiliate entities. The products and services and the applicable terms and conditions may change at any time. There may be eligibility requirements for these products and services and they may not be available in all geographic areas.

Other Sites
This site contains links to other sites on the Internet. These links are provided for your convenience. Links to another site do not constitute approval or endorsement of that site or its products or advertisements.

Exclusion of Warranties
No warranties or representations are made as to the accuracy or completeness of the information contained on this web site. This information and the products and services are provided "as is" "as available" without any warranty of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability
Neither Georgia Mortgage Money.Com nor any of its parent, subsidiary or affiliate entities, agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if advised of the possibility) arising in any way from the information contained in this web site. None of these entities shall be liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this web site.

Email
Messages that you send to us by Email may not be secure. We recommend that you do not send any confidential information to us by Email. If you choose to send any confidential information to us by Email, you accept the risk that this information may be intercepted by a third party.

These terms and conditions may be modified at any time by revising this page without notice to you.

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Privacy policy

We take great care to safeguard your customer information and to ensure its accuracy.

• We limit employee access to nonpublic personal information to those who need to know this information in order to serve customer relationships. Employees are educated about the importance of privacy in accordance with our Standards of Conduct Policy.
• We maintain physical, electronic and procedural safeguards that comply with all applicable regulatory standards to guard your nonpublic personal information.

We collect customer information so we are able to offer you products and enhance the service we provide to you.
We collect and maintain nonpublic personal information in order to:

• Inform you of financial services and choices that can meet your needs now and in the future.

This information may be collected from a variety of sources, including:

• Information we receive from you on applications or other loan or account forms, such as your name, address, and financial information.
• Information we receive from outside companies, such as a credit reporting agency or real estate appraiser.

We may share information with nonaffiliated third parties who are acting on our behalf.
We may disclose all the information we collect, as described above. Information is shared with nonaffiliated third parties only when those parties are acting on our behalf, or as required or permitted by law. These third parties may include:

• Service providers who provide support services to help us administer your financial relationship. These companies are legally obligated to maintain the confidentiality of the information we provide to them, and are restricted from using this information for any reason beyond the performance of specified services on our behalf.
• Other parties as permitted or required by applicable law. These may include, for example, government agencies in response to subpoenas and other legal processes, consumer reporting agencies, or those with whom you have authorized us to share information.

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Online Privacy Policy

This section explains our policy and practices regarding any personal information you supply to us when you visit this site. It is our goal to protect your information on the Internet in the same way we protect your information in other ways we interact with you.

Browsing the Web Site
When using our site, you can obtain information, access online products and services, apply online for products, use planning tools and calculators, communicate with us or link to other Web sites with which we do business.

You remain anonymous while using our Web site unless you submit your personal information. You provide this information by submitting an online inquiry, opening an account with us using an online account application or registering online for one of our services.

Linking to other Sites
Our policy does not govern Web sites of other parties to which we may provide links. If you choose to link to Web sites not controlled by us, we recommend that you review the privacy and security policies of these companies.

Web Site Usage Data
We may track certain non-personally identifiable information about the use of our Web site, such as the source address of a page request, your IP address or domain name, the date and time of the page request, and other parameters in the URL. We use this data to better understand use of our Web site and user preferences. This information is stored in log files and is used for aggregated and statistical reporting. This information is not linked to personally identifiable information gathered elsewhere on the site.

Planning Tools and Calculators
We provide a number of tools, planners and other interactive calculators to help you manage your financial life. The information you provide when using these tools is used only to complete these calculations. We do not collect this information nor link it to any personally identifiable information.

Online Forms and Applications
If you submit an application or form online, or request an online transaction, we may keep the information you send in an electronic database. We use security measures to protect against the loss, misuse, and the alteration of data used in our systems.

Email
Unless explicitly stated, email is not secure. We recommend that you do not send any confidential information through email. If you send email to us, we may retain the contents of your email message, your email address, and our response.

Children's Information
We do not knowingly collect or solicit information from children under 13 without parental consent.

The operator of this site is Tracii Gregory. If you have questions concerning this policy, or if you are a parent or guardian who wishes to review the information we may have collected on your child, please contact the webmaster, e-mail address Webmaster. This policy may change as the site grows; feel free to visit this page again.