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Pronunciation: "fi-n&n-'sir; f&-"nan-, "fI- Function: noun 1 : one who specializes in raising and expending public moneys; 2 : one who deals with finance and investment on a large scale.

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Prequalification Calculator

So, just how much house can you afford?

Well, here's a quick overview to get you in the ballpark. Just remember the accuracy of the results is directly related to the accuracy of the input. Or, garbage in, garbage out . . . This mortgage prequalification calculator estimates the maximum monthly mortgage payment and interest (P+I) you will qualify for under current Fannie Mae underwriting guidelines.

Monthly Income
Salary/Wages: $ Other Income: $
Monthly Expenses
Auto Payment: $ Installment Loans: $
Credit Cards: $ Child Support & Other Payments: $
Loan Term and Interest Rate
Loan Term: Yrs. Interest Rate: %

 

You may qualify for a maximum monthly mortgage payment (P+I) of: $
You may qualify for a maximum loan amount of: $

    Enter only numerical data and decimal points. Do not use dollar signs, percent signs, commas or other non-numerical symbols.

    Enter monthly amounts for all income and expense items. If your gross annual salary is $60,000, enter your "Salary/wages" as 5000.

    Enter the loan term in years: 15, 30

    Enter the interest rate as a number . . . 6.5; 5.5; 4.0

The fine print:
The income qualification calculator is for your use in estimating the loan amount for which you may qualify. This is not an offer to lend. All results disclosed by the calculator are estimates, and georgiamortgagemoney.com assumes no liability or responsibility for errors. Under FNMA underwriting guidelines some types of income are excluded in calculating qualification ratios. georgiamortgagemoney.com makes no guaranty or representation that you will qualify for any particular loan or loan terms.

* Programs, Rates & Terms subject to change without notice; the market is extremely volatile right now.
Don't presume what you want is available without talking to someone on my staff.


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